Easy Financing Programs
We hand select the beautiful homes we offer. Most of our homes are located in Fredericksburg, Stafford, or Northern Virginia and surrounding areas. And most of them are offered with easy rent-to-own or seller financing.
- No complicated forms to fill out
- All credit types are considered
- No bank qualifying initially
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Rent-to-Own A Home
Yes, you can actually buy a home with bad credit and even a low FICO credit score.
We have the flexibility to create our own in-house financing with our for sale by owner (FSBO) homes in Virginia, DC, and Maryland.
You're wondering…Can I really rent-to-own with bad credit? Yes, you can! There's no minimum credit criteria to get rent-to-own or seller financing options on our properties. When you rent-to-own, you get to live in the home before you actually decide to buy it. You have the option, not the obligation to buy.
And you won't be wasting money by just renting. Certain properties have rent credits. So as you make your rental payments, a portion is credited toward the purchase price of the home. You can even choose how much money gets credited toward the price.
During your lease term if the house increases significantly in value, you will have already locked in your purchase price with us. You have the option to buy the property, at any time, at the agreed upon price, within your lease term.
If you decide that you don't want to buy the home, we'll just find another tenant for the property. However, if you do decide to buy the home, then your purchase price will be reduced by the amount of money you have accrued in your down payment assistance program.
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Almost all of our homes for sale, are located in Northern Virginia, Washington, DC, and Maryland. Our most popular areas are: Fredericksburg, Spotsylvania, Stafford, Quantico, Caroline, Ruther Glen, King George, other nearby Northern Virginia areas and Maryland.